Life is a wild ride. How many of us have looked up to our parents/people of age when we were younger and thought that ‘they have it all together’. Yeah right, none of us do. This seems to become so much clearer as we get older. Isn’t it funny we just assume with age we’ll ‘sort our lives out’. True to an extent, but I truly do believe we are constantly learning, growing, evolving and changing- and if we aren’t, surely we can’t be living correctly.
On the topic of age and growth, how’s the pressure as we mature? On both sexes. To buy property, have a mortgage, have a stable vehicle, be in a relationship and everything that comes with that(marriage, starting a family etc), oh and career- because every human on this earth will have the same job in the same field for 50 years… yeah right. I personally haven’t felt a crazy amount of pressure as my fam are the bee’s knees and so supportive. But I honestly dread the pressure and questions that are to come as the years pass. The pressure on women especially- to start a family before 30. In my mind 30 is SO YOUNG. 30 years of living(fingers crossed) isn’t even half of our lives!
When I think of purpose, being a mum really isn’t something that springs to mind. Mum’s are EASILY some of the most caring, unselfish, protective and nurturing people on earth; and they do such an unreal job. But I don’t think that is the only reason most females are earthbound. I do see the appeal, but I agree with most women that it ‘comes with age’. It takes so bloody long to figure ourselves out let alone understand our moral compass and values to want to pass on to tiny humans. But then again, when are we ever ready? When is the right time? At what ripe age will we ‘figure ourselves out’? Will we ever? Probably not, and that’s okay. We’re human. And figuring our shit out is all part of this journey.
I’ve found myself reconsidering the questions I ask people when I first meet them. ‘What do you do for work?’ is something that simply doesn’t matter all that much. This is generally something I’ll ask later on in the conversation if it comes up. I feel as though it can make us uncomfortable. Why is that? Why can we feel so un-proud when answering this? As if we were to think the person receiving the answer is about to stereotype or judge. When most of us love/have passion and experience/are really good at what we do! It’s mind boggling! I very rarely see people answer this question with confidence, myself included. I think we all need to change our perspective(+ how we answer this!) just slightly. We should be PROUD of our achievements! And work is one of them lol.
15 or 55, none of us have it entirely together + we can all learn something from one another. Lets reword the questions we ask.
DEEEEEEEEEEEEEEEEP but food for thought. Could I have put any more question marks throughout this blog? Hehe. Have a lovely Thursday!
It feels kind of ironic writing a blog about something ‘finance’ related due to the ‘rona and being semi unemployed myself… lets ignore that though 😉 here are 5 tips that have helped me save money QUICK in the past, enjoy!
1. MOVE BACK IN WITH YOUR PARENTS
If you’re wanting to save for a longer trip I would highly recommend this. The money us millennials spend on rent is CRAZY! So if there is a way to cut your rent in half(or maybe you’ll be lucky enough not to have to pay anything at all) definitely make the move. Even if its only a few months. Probably not the most ideal situation for most of us but hey- its only temporary. Parents are generally super on board when it comes to helping us achieve goals like this anyway, I know mine are!
2. START SAYING NO
Unfortunately, especially with funds; we cant have our cake and eat it too. We really need to prioritise what’s important, and in this case its having enough coin to feel secure going away with! Going out every weekend isn’t going to impact our bank accounts in a positive way. Just say no. Your true friends will understand. Obviously don’t become too anti-social, but being home means you aren’t spending money(also say no to online shopping). Suggest different ideas to your friends, do a workout in a park together rather than paying for a hefty spin sesh, go on a picnic, invite friends to yours for a few beverages, visit a free museum etc. Do anything but go out for food and drink.
3. PACK YOUR LUNCH
This does go hand-in-hand with tip 2. But I’d say in Australia its not often you could buy lunch for under $15. A standard 5 day work week you’d be spending $75 on food… that’s a zip lining tour in NZ! If you didn’t buy lunch during the week for 6 months you’d save $1,800… return flights to South America! You get my gist. It adds up. Lunches are so easy to make and generally a lot healthier than what you’d purchase out anyway. Less take out bought also means less landfill. Beneficial for your wallet and the environment. Sold.
4. WALK MORE
Whenever you can during this ‘saving period’ do whatever you can to walk from A to B. This may not always be possible depending on where you are living, climate etc. But walking costs nothing and is so valuable for our health. If you have the time try to avoid driving/paying for public transport/Uber. And I would say you’ll be doing a mass amount of walking when you head away so this will prepare you for what is to come. More walking= more time to listen to travel related podcasts like my millennial money. Exercising + learning = winning.
5. HAVE A BUDGET AND STICK TO IT
Probably the hardest task for us all… but probably the most rewarding. Sticking to budget you’ve promised yourself you’d stick to does wonders over time. Determine a realistic figure you can put away weekly, whether its $100 or $500. Just make sure you do this consistently. No if’s or but’s about it. Don’t cave for anything. It’ll be so worth it when you’re on the tarmac about to take off to your dream destination. You’ve got this!
What encourages you to save? What tips would you add to this list? Even ways to save money whilst travelling? Would love to hear 🙂